Pure disasters resembling giant-scale flooding are on the increase. Climate change immediately impacts our foundation of existence. This consists of residential buildings, and business and industrial properties. The creator highlights the requirements that will have to be met by a protection system for buildings within the future. Insurance towards pure hazards lies at the coronary heart of such a system. The insurance coverage methods of Germany, France, Spain, Switzerland and the USA are presented. The writer explains what kind of insurance system is finest suited to meet the challenge of local weather change. The place to begin of the authorized part is statutory insurance with a monopoly. The query of whether such insurance coverage is compatible with Swiss and EU legislation is examined. Key phrases on this respect are economic freedom, competitors, services of basic curiosity and common service.
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